Life is full of surprises. Things cause us to wonder what will happen next, and guess what, something usually does. But we don't have to fall into a financial rut. Getting our finances in order now will ensure that something will be available to carry you over to the next hill or bring you out of the valley.
To get out of debt, start paying off the small bills first and then that money can be added to pay on other debts or put into the rainy day fund or a savings. It doesn't take much time to know that we have to be ready for the little things. In the long run what you decide to do will impact the future. The world will always have debt but do you want to be the borrower or the lender?